Third Pillar of Islam
Zakat Calculator
Purify your wealth with 2.5% given to those in need. Live gold and silver Nisab values, cross-checked against an independent price source.
وَأَقِيمُوا الصَّلَاةَ وَآتُوا الزَّكَاةَ
“Establish prayer and give Zakat.” — al-Baqarah 2:43
Understand first
What is Zakat?
Zakat is an obligatory annual charity — not a donation, but a right that the poor hold over surplus wealth. Every sane, adult Muslim who has owned wealth equal to or above the Nisab for one full lunar year (the hawl) pays 2.5% of their net zakatable wealth.
Who pays
Adult Muslims — men and women — whose net wealth reaches the Nisab and stays there for a lunar year.
When
On your own Zakat anniversary each lunar year. Many choose Ramadan for the extra reward.
How much
2.5% of net zakatable wealth — one fortieth of what you hold beyond your liabilities.
Live Nisab
Today's thresholds
Fetching live metal prices…
Step 1
Your zakatable assets
Step 2
Deduct what you owe
Your Zakat
£0.00
Your net wealth is currently below the Nisab — no Zakat is due, though sadaqah is always rewarded.
What falls under Zakat
Zakatable vs exempt
Counts towards Zakat
- Cash — in hand, in the bank, or held digitally
- Gold and silver, whether jewellery, coins or bullion
- Shares, funds, crypto and accessible pension savings
- Business stock and trade goods held for resale
- Loans you have given that you expect to recover
- Rental and business income sitting in your accounts
Generally exempt
- Your home, furniture, clothing and personal effects
- The car you drive and tools of your trade
- Property you live in or use, rather than trade
- Diamonds and gemstones for personal use (per most scholars)
- Wealth below the Nisab after a full lunar year
- Money you owe that is already due for payment
Surah at-Tawbah 9:60
The eight who receive it
Al-Fuqara — the poor
Those with little or no means to meet their basic needs.
Al-Masakin — the needy
Those who have some income but cannot cover essentials.
Zakat administrators
Those appointed to collect and distribute Zakat justly.
New Muslims & allies
Those whose hearts are to be reconciled and supported.
To free those in bondage
Historically captives and slaves; today those unjustly held or trafficked.
Those in debt
People burdened by lawful debt they cannot repay.
In the cause of Allah
Efforts that serve and defend the faith and the community.
The traveller in need
The stranded wayfarer cut off from their wealth.
Please note: this calculator is a guide built on the majority position. Rulings differ between the schools on pensions, shares and jewellery in personal use — for a complex estate, confirm your figure with a qualified scholar or your local Zakat body.